Insurance

We are in-network with BCBS PPO insurance plans. If you have one of these plans, please call your insurance company before making an appointment to verify that your mental health benefits are handled by BCBS (some plans have mental health benefits that are covered by a third-party provider that we are not in-network with) and to confirm your deductible, copay, and/or coinsurance for psychotherapy.

Unfortunately, we are not in-network with HMO or other non-PPO plans.

how will i know how much a session costs with insurance coverage?

The best way to learn about your mental health benefits and coverage is to call your insurance company. You can contact your insurance company by calling the phone number on the back of your insurance card. Your mental health benefits may also be referred to as “behavioral health benefits.”

During the intake process, you also have the option of providing your insurance information so that our Billing Manager can provide a basic estimate of costs. We always recommend double checking with your insurance provider if you want the most accurate information.

SOME IMPORTANT QUESTIONS TO ASK YOUR INSURANCE COMPANY:

  • Can you explain my mental health benefits for individual psychotherapy on an outpatient basis (provided in an office/telehealth setting)?

  • Do I need to pre-authorize services before I make an appointment?

  • What is my deductible? How much have I met this year already? Do I have to meet this deductible each and every year?

  • Does my benefit year match the calendar year, with new benefits starting each January, or does my plan use a different system?

  • Do I have a copay or coinsurance amount I am responsible for? How much is that?

  • What is your coverage for in-network as well as out-of-network therapists?

  • At what rate will you reimburse for out-of-network benefits? How do I submit my receipts for paid sessions for reimbursement?

  • Is there anything I should know before I make my first appointment?

**Please call your insurance company before making your first appointment. This is the best way to avoid unexpected expenses from denied insurance claims.**

WHAT IF I HAVE OTHER INSURANCE?

A lot of insurance plans that we are not in-network with will offer at least partial reimbursement for fees, which is called “out-of-network reimbursement.”

For clients who are submitting to an out-of-network plan, we are required to charge our full fees of $200 per session upfront. We are happy to provide a superbill for you to submit to your insurance for reimbursement after payment. We recommend giving your insurance a call before booking an appointment and asking specifically about their reimbursement rate for out-of-network mental health outpatient services.

Please ask about sliding scale options or resource referrals if you are not in-network, or if out-of-network billing will not work for you.

Out-of-Pocket Fees

Insurance Clients - out-of-pocket costs will vary depending on plan and deductible status

Self-Pay Clients - our full fees are $200 per session

Sliding Scale Clients:

  • Fellow Rate - $30-$50 per session (not currently available)

  • Intern Rate - $75 per session

  • Reduced Rate (for all staff therapists) - $150-$185 per session

Group Therapy Clients - $50 per session, unless otherwise indicated

Please note: if you provide less than 72 hours of cancellation for a scheduled session, you will be charged for that session. Insurance companies will not reimburse this cost, which means you will be responsible for the full-fee and not just a copay amount. You would likewise be responsible for any denied insurance claims or changes to your insurance.